Hawthorne offers customers a credit card through Synchrony Bank with a revolving credit line to use again and again at Hawthorne locations.
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Financing
6 Months Special
Financing Every Day**
On in-store purchases of $200 or more with your Hawthorne Credit Card. All with no annual fee.†
Shop Our Unbeatable Deals Now, Take it Home Today‡
✔ Convenient monthly payments
✔ Cardholder-only offers
✔ Pay in-store, online or by mail
✔ Simple application process
✔ Instant credit decision
See If You Pre-Qualify
Get a decision in seconds with no impact to your credit bureau score.
Already Have a card? Manage your account
Frequently Asked Questions
You can apply for an Hawthorne Credit Card* online here or in-store. Click here to find the location nearest you.
To check the status of your Hawthorne Credit Card click on the Manage My Account link above or you may go to Synchrony's website by clicking here. After logging into your account, you will be able to:
• Make A Payment
• View Your Balance
• Update Your Account Information
• Schedule Up To Your Next 12 Payments
• Pay Online: Click here to manage your account and make payments online.
• Pay In-store: Bring your Hawthorne Credit Card statement into a Hawthorne location and pay your bill by cash or check.
• Pay by Phone: Contact Synchrony Bank Customer Service at 1-866-396-8254 during the hours listed below to make a payment by phone. M - F - 7:30 am to 12:00 midnight EST Sat - 10:00 am to 7:00 pm EST Sun - Closed
• Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061
‡Subject to credit approval.
**Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.